Our Services

Financial Planning:

  • Goal setting: Identifying your short-term and long-term financial goals, such as saving for retirement, buying a home, or educating your children.
  • Budgeting and cash flow analysis: Creating a spending plan and analyzing your income and expenses to ensure you're staying on track.
  • Debt management: Developing strategies to pay off debt efficiently and minimize interest costs.
  • Risk management: Analyzing and mitigating risks that could impact your finances, such as illness, disability, or job loss.
  • Estate planning strategies: I will coordinate with your attorney for the transfer of your assets after your death to address your wishes are carried out and mitigate taxes.

Investment Management:

  • Asset allocation: Creating a diversified investment portfolio that aligns with your risk tolerance and financial goals.
  • Investment selection: Choosing individual stocks, bonds, mutual funds, or other investment vehicles based on your needs.
  • Portfolio rebalancing: Adjusting your portfolio periodically to maintain your desired asset allocation.
  • Investment monitoring and performance evaluation: Tracking your investments and making adjustments as needed.

Retirement Planning:

  • Estimating retirement needs: Calculating how much you will need to save to maintain your desired lifestyle in retirement.
  • Choosing retirement accounts: Selecting the right retirement savings vehicles, such as IRAs or 401(k)s, to maximize tax benefits.
  • Developing a retirement income plan: Determining how you will generate income in retirement, such as through Social Security, pensions, or withdrawals from your investments.
  • Monitoring and adjusting your retirement plan: Updating your plan as your circumstances change, such as changes in your health or your expected retirement date.

Education Planning:

  • Estimating college costs: Calculating the cost of college for your children and grandchildren.
  • Choosing education savings vehicles: Selecting the right savings vehicles, such as 529 plans, to save for college expenses.
  • Developing a college funding plan: Determining how you will pay for college, such as through savings, scholarships, or grants.
  • Monitoring and adjusting your education plan: Updating your plan as your children's college choices and financial aid options become clearer.

Insurance Planning:

  • Analyzing your insurance needs: Assessing your need for life insurance, disability insurance, and long-term care insurance.
  • Choosing insurance policies: Selecting insurance policies that meet your needs and budget.
  • Reviewing and updating your insurance coverage: Reviewing your policies periodically to ensure they are still appropriate.


Tax Planning:

  • Developing tax-efficient strategies: Minimizing your tax liability through legal means, such as using retirement accounts and deductions.
  • Coordinating with your tax advisor: Working with your tax advisor to ensure your financial decisions are aligned with your tax strategy.

Other Services:

  • Business financial planning: Assisting with financial planning for your business, such as budgeting, cash flow management, and retirement planning for employees.